Why Now Time Purchase Flood Insurance Home


We are only two months away from hurricane season which officially starts June 1st. Hopefully Florida won’t be impacted by any hurricanes this year as we were in 2017. Still, summer is Florida’s rainy season and that means potential flooding. Read on to find out why now is the time to purchase flood insurance for your home.

Many Florida homeowners would be surprised to find out their homeowners insurance policy does not include flood insurance. The reason is that typical homeowners policy is simply a “generic” or basic option. This allows you to pick and choose any additional coverages you may need and keep costs down by not making you pay for unwanted coverage.

Another surprise? It can take up to 30 days for your flood insurance policy to take effect. So, if you plan on waiting until a hurricane is approaching to purchase this very important coverage, it may be too late. This is exactly why now is the time to purchase flood insurance for your home. Hurricane season and Florida’s rainy season are still two months away, giving you plenty of time.

Don’t settle for the first flood insurance policy you see. A knowledgeable agent should help you find the right amount of coverage you need to protect your home, your personal possessions and your valuables. At Preferred Link, you’ll find professional, licensed insurance agents with a thorough understanding of flood insurance policies for Florida homeowners.

Contact a Preferred Link agent today for more information and for a competitive quote.