Uninsured motorists are more common than you might think. Although auto insurance is required in all states, there are many drivers who choose not to have coverage. So what happens when you are hit by an uninsured motorist?
You pay for the damages to your car and any passengers!
Yes, you may try to recover damages from the uninsured motorist at fault; but, the reality is that they are usually uninsured due to lack of income or assets that they are concerned about. They may even have had their license revoked due to multiple tickets, drunk driving, or other infraction. Therefore, it is best to add uninsured/under insured motorist coverage to your policy.
Having uninsured/under insured motorist coverage will protect you and your assets in the case of an accident. More importantly, if a passenger is injured in your car, you will have coverage to pay medical expenses for someone you care about.
Uninsured motorists are on the roads throughout Florida. Protect yourself and call Preferred Link today for a quote.