As Floridians, we know the dangers of hurricanes and their potential impact all too well. We have become accustomed to making the necessary preparations and paying close attention to the warnings. One topic seldom talked about in regards to hurricane preparation however, is how to make sure your business can reduce downtime and survive a hurricane.
While we usually have sufficient warning time of an incoming hurricane, business owners at times fail to react and prepare their businesses quickly because they are busy preparing their homes and families. It is important for business continuity to have a well-developed, written plan that has been thoroughly discussed with all employees before hurricane season begins.
A hurricane’s impact can shut down business activities anywhere from a couple of hours to weeks, months or even permanently. With so many businesses relying on others for information, data storage, distribution, supplies, etc. you must think not only of your immediate impact but how those you do business with may also be impacted. Some considerations to keep in mind are:
The most important way you can ensure business continuity is by having a business insurance policy that covers all aspects of your business rather than just physical damage. Review your business insurance policy carefully and contact your insurer so you know exactly what you should do immediately after a hurricane.