Strong hurricane winds, a fire, theft, or a burst pipe; the unexpected can happen at any time. This is why it’s important to protect your home with a homeowners insurance policy.
Knowing what you can do to protect your home from damages can also be helpful in preparing for the unexpected. In this post, we look at 4 common insurance claims and how to avoid them.
We are very familiar with hurricane force winds can do to our home here in Florida. But claims due to exterior wind damage can occur at any time. A strong thunderstorm can send patio furniture crashing into a sliding door, or make a tree fall unto a roof. It’s good to always be cautious and take steps to avoid wind damage to your home, even if it’s not hurricane season.
Some steps you can take:
Water damage to your property can result from heavy rains or from non-weather-related events such as a plumbing issue. Remember that a standard homeowners insurance policy will not include flood protection and you may need a separate flood insurance policy.
Some steps you can take to avoid water damage to your property:
Insurance claims due to fire tend to be the most expensive. Taking just a few important step can help protect you home and your loved ones from a fire.
Losses resulting from theft account for 6% of insurance claims. Luckily there a few simple and inexpensive steps you can take to avoid theft in your home.
Your home is quite possible the biggest investment you’ll ever make. The best way to protect from potential damages is with a homeowners insurance policy.
Contact a Preferred Link agent today to discuss your options or for a comprehensive review of your current policy.